Preservation of Wealth

Surveys continue to show that America's seniors largest financial concern is outliving their money.  And it should be their biggest financial concern.  People who are the age of 60 today, stand a great chance of living to age 90. This means that for those who retire at age 67, it's likely your money will need to last over 20 years.  And for those who retire early, it must last much longer. 

Many retirements are built on the uncertainty of Wall Street, so the next market crash could also crash your retirement if you have all or even most of your money in the market.  Also, Uncle Sam can come in with higher taxes which can eat away at your next egg if you have deferred your taxes until retirement.  So what can you do? The good news is that there is usually a solution for those who seek it in time.  

This is where we come in.  We do not charge a fee, so it cost you no more to have our help than it does to try to figure it out by yourself.  We provide financial solutions as Safe Money in Texas. Go to  to be directed to our blog which is focused on safe money retirement solutions.  You can also contact Steve McDaniel by calling 972-768-3895, or by email to




Senior Health Insurance

Click Here´╗┐ to go to our Turning 65 in Texas blog.


The magical age of 65 brings about some great opportunites to save a lot of money on your health care costs.  Along with that comes some very important decisions to make.  You have some special rights and priviledges that kick in but are only available for a very short period of time. You also have some responsibilities which must be addressed within a limited amount of time as well, and if you don't take care of them, some severe penalties will take place due to that neglect.  

As a result, it's important to make the right decisons and take the right actions.  The consequences of making the wrong decisions can be severe.  It doesn't cost you any more money to have help than it does to figure it out for yourself.  Click Here to go to my page on this website which has many resources for you, or contact me today at 972-768-3895 or Click Here to request a FREE personal quote on Senior Health Insurance.



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Few if any of us know when we will be living our last day.  That is true regardless of our age, so it's important to be prepared so that we don't become a financial burdon on those closest to us.  Being prepared not only means having the resources to take care of our burial, but also making sure any expenses we have left behind are taken care of and do not fall on other members of our family.  

Policies are available for almost everyone, regardless of their health condition.  Get in touch if you have not taken care of this and want to assume responsibility for yourself in this area.  Call me at 972-768-3895 or email



Get Your FREE Will

Click on the picture above to request your FREE Will Document.  It's very easy to do.

Please remember that this information and service is provided in the spirit of public help and education, not as legal advice. If you require legal advice for a particular situation, you should consult an attorney.

Why do you need a Will?

  • If you have children, you should have a will in order to appoint guardians for your minor children, and trustees to manage their property. If you do not leave a will, the court may appoint a guardian whom you would not have chosen.
  • You might be surprised to find out that your spouse may not inherit everything.
  • All of your heirs may become co-owners of every asset you own, and have to manage all the property together.
  • The real estate you own can be inherited by minors or numerous co-owners, and either result can be very costly.